Money is like water sometimes. It just washes away easily. I once lived from hand to mouth, several years like that in fact. It was horrible to live that way. There’s no guarantee for what will happen tomorrow because you are constantly looking for a source of income. Even with a steady, good-paying job, if you are supporting a family with two to three kids going to school, it is never enough. It will never be enough.

Time will come when you will succumb to the lure of credit cards and personal loans. I did. And I regretted it. Big time! I sunk deep in the mud of debts. Interest expenses were higher than me. I didn’t know how I could eliminate one debt after another when interest and late fees kept piling up month after month. You are working so damn hard to make both ends meet and at the same time meet the demands of your creditors. I’ve been there. Done that.

Now, my uncle is in the same situation. Credit card problems. I kept wishing I could help them but I can’t because I have a brother who’s in college and I am supporting his education. I just pity him and his family, especially I know how it feels to be in that situation. But I can’t do anything except pray that something good will come out of this.